insurance and umbrella

呢幾日澳洲無再下雨了, 繼續最初來時的炎熱晴天

買了雨傘就擱在家中

但當然, 有誰買傘後會希望它用得著?



Risk always incurs a cost.
You have to pay a premium to get rid of your own risk.

Getting an umbrella is trying to remove the risk of becoming wet in a rain.
Like insurance to try to lower the risk of loss due to accidents.

Many insurance plans, like many types of umbrellas, serve different functions.
縮骨傘方便易帶, 但不耐風吹或強雨
保險如斯, 不同種類有不同賠償方法

買了保單也不一定全然安心
買錯容易折骨的傘, 同樣擋不住雨
保險範圍要relevant to your own needs
不然保了也沒有用

保險市場同樣是買個安心
真正用金錢換取風險保障
與下雨擔傘原理其實一樣

有人覺得縮骨傘足夠保護自己, 有人認為長傘安穩
有人或選擇大傘保全家安全
各適其適